We pay these prices
Rent, markets, power, transport and aircon bills — our numbers come from living here now, not a listicle from 2019.
About The Cebu Retiree
Advice changes when the people giving it live here.
We rent homes in Cebu, pay the electric bills, sit in Mandaue traffic and walk the units people are actually offered. Our job is to show you the real trade-offs before a move turns them into expensive surprises.
- Based in Cebu
- Prices updated for 2026
- Real people answer
Why this site exists
Useful advice has to expose the downside too.
We show the awkward parts
Foreigner pricing, streets that flood, leases that need reading, and the Medicare gap do not disappear because the beach is beautiful.
We put money on the table
Every client-facing price is public. Property purchases run through a licensed, PRC-accredited Cebu brokerage, with roles written down first.
The people answering you
What we do
- Publish real Cebu prices and keep them current.
- Answer the questions people actually ask — budget, visas, healthcare, safety.
- Put it all in one place — the written guide and the interactive living map.
What we don't do
- We don't push you to buy — renting first is what we recommend to almost everyone.
- Every client-facing price is published, and property purchases run through a licensed brokerage.
- We're not immigration lawyers or financial advisors — for legal and tax specifics we'll always point you to a licensed professional.
Talk to a person
[email protected] — a real person answers, usually within a day.
Not sure where to start?
The free quiz tells you in about three minutes whether Cebu fits your budget.
Take the Free Retirement QuizWant the numbers by email?
The Cebu Letter — honest numbers from the ground, a few letters to start, no spam.