Retire in Cebu with your eyes open.
We live in Cebu, and we help Americans settle here every week. We don't sell real estate and we take no commissions — we tell you straight what it really costs, where your money goes furthest, and how to land safely.
Both free · No sign-up to look around.
- Fixed prices, published up front
- No real-estate commissions
- We live here in Cebu
- Research current as of 2026
Start here
Two free ways to start
The Cebu Retirement Quiz
About three minutes. It tells you honestly whether Cebu works on your budget — and which neighborhoods fit.
Sample result What you'll get back:
Your Cebu Fit: 82%
- Your best-fit area
- Your realistic monthly budget
- Your visa path
The Cebu Living Map
Rather see it than read it? Real monthly costs, town by town, all around Cebu.
Open the free mapWhy you can trust our answers
We don't sell real estate
We take no commissions from anyone
Every price we charge is published on this site
Most "retire abroad" advice comes from someone who earns a commission when you buy. We don't. We live here, we publish our prices, and when a place is overpriced we'll say so — we have no reason not to.
Every price, published
Start free. Pay only when you want it done for you.
The Cebu Retirement Quiz
Can you retire in the Philippines on your budget?
Free about 3 minutes
The Cebu Living Map
Every neighborhood, what it really costs, where your money stretches.
Free to open · $39 full access one-time · lifetime updates
The Cebu Retirement Blueprint
The full line-by-line cost of retiring in Cebu.
$29 one-time · instant PDF
Your Philippines Plan
Your situation — visa, budget, healthcare, neighborhood — mapped to a written plan, back to you in about a day.
$297 one-time
The Cebu Relocation Call
Sixty minutes, one-on-one, honest answers about your move.
$99 credits toward Soft Landing
Soft Landing
We help you land in Cebu safely. No surprise fees.
from $249 four fixed-price tiers
“Feel Cebu” Scouting Trip
See it with your own eyes before you decide — with our team beside you.
from $399 $399/day · $999/3 days · $1,499/5 days
We live here.
The Cebu Retiree is run by a team that lives and works in Cebu — we help Americans settle here every week. The prices on this site are the prices. The answers come from the ground, not from a brochure.
Questions we hear every week
What are your fees?
Everything is fixed and shown up front. A guide is $29. A personalized written plan for your exact situation is $297. A one-on-one call is $99, and it comes right off the price if you go further with us. Our hands-on Soft Landing help runs from $249 to $1,497 depending on how much you want us to do. No surprises, no commissions.
Do you take a cut on the apartment — do you sell real estate?
No. We don’t sell real estate and we take no commission from any landlord or developer. That’s exactly why we can tell you when a place is overpriced — we have no reason not to.
Why should I pay when there’s free info online?
The free stuff is real — start with our free quiz and map. You pay us only when you want it done for you, safely, by someone on the ground who speaks your language and answers to you, not to a seller.
Is this immigration or legal advice?
No — it’s practical, educational research from someone who lives here, current as of 2026. For legal or tax specifics we’ll always tell you to confirm with a licensed professional.
How do I start?
Take the free quiz — it takes about three minutes and tells you honestly whether Cebu fits your budget. Read the breakdown we send you. When you’re ready for more, the guide, the map, and our team are here. No sales calls, ever.
Free letters from the ground
The Cebu Letter
Honest numbers from the ground in Cebu — what things cost, what's changing, what we'd tell a friend who's thinking about the move.
What you'll get — the first five letters
- 1 Your result — and what you’ll get from us
- 2 The real monthly budget in Cebu — line by line
- 3 The visa question, answered simply — SRRV (Special Resident Retiree’s Visa) vs. long-stay
- 4 Healthcare and the Medicare gap — what it actually costs
- 5 The five expensive mistakes — scams, contracts, wrong neighborhood
After that: occasional letters when prices change or something worth knowing happens. No spam.