Free · eight useful letters · then only when it matters

The Cebu Letter

The numbers and warnings we would send a friend before a retirement move: real monthly costs, the Medicare gap, visas, bad leases and the first week on the ground.

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What you'll get — the eight-letter welcome series

  1. 1 Your result — and what you’ll get from us
  2. 2 The real monthly budget in Cebu — line by line
  3. 3 The visa question, answered simply — SRRV (Special Resident Retiree’s Visa) vs. long-stay
  4. 4 Healthcare and the Medicare gap — what it actually costs
  5. 5 The five expensive mistakes — scams, contracts, wrong neighborhood
  6. 6 What landing in Cebu actually takes — step by step
  7. 7 The two people you’d be working with
  8. 8 Rent the country before you marry it

After that: occasional letters when prices change or something worth knowing happens. No spam, no daily emails — we'd rather write one letter worth reading than ten worth deleting.

Rather start with your own numbers?

The free quiz takes about three minutes and tells you honestly whether Cebu works on your budget.

Take the Free Retirement Quiz

No chatbot · no phone tree

Still unsure? Send us the part that worries you.

[email protected]

or use the contact form →

A real person replies within one day — usually faster. We're in Cebu, 12–16 hours ahead of the US: write in your evening, hear back by your morning.

Ilshat, Cebu

You'll be talking to Ilshat — he lives in Cebu.